This article about innovative college financing is presented in partnership with Student Choice, an organization that matches students and families with the best fitting credit union to finance college.
Figuring out how to pay for college can feel like one of the most overwhelming parts of the journey. Even after scholarships, savings, and federal aid, there is often a gap to fill. That’s when families start exploring private student loans, but the traditional process leaves a lot to be desired. You are expected to predict how much money you will need for the year, and if that number changes, you are stuck either borrowing too much or scrambling mid-semester to cover new expenses.
Thankfully, there’s a better option. An education line of credit from a credit union, like those available through StudentChoice.org, for example, offers a more flexible and practical way to cover college costs from start to finish.
One Loan Application for The Full College Journey
Instead of reapplying for a loan every semester or year, you can apply for funds with a single application*. Once approved for an education line of credit from a credit union, your student has access to a line of credit they can draw from as needed. If something unexpected comes up, like an extra course, a change in housing, or even a study abroad program, the funds are already available. Simply log into your account and request the funds you need in just a few clicks — no starting over like other private student loan options.
This setup helps you avoid borrowing more than your student needs. That means lower interest costs and less long-term debt, which is a win for both you and your student.
Why Credit Unions Stand Out
Unlike big lenders, credit unions are member focused. They exist to serve their communities, not shareholders. That means better rates, fewer fees, and personalized service you can count on. When you choose a credit union partner through StudentChoice.org, you are choosing a financial institution that prioritizes your family’s goals.
With a parent as a creditworthy co-applicant, many students are eligible for strong terms and flexible repayment options. And since the line of credit stays in place for all four years, it helps take the stress out of financial planning year after year.
A Smarter Way to Fund College
This isn’t just about getting a loan. It’s about putting your student in a position to succeed without adding financial strain. A line of credit gives you structure, flexibility, and room to adapt as your student grows through college.
If you are looking for a better way to cover the cost of college, it might be time to think beyond traditional private student loans. Visit StudentChoice.org to learn more about how a credit union education line of credit can give your family the support and peace of mind you deserve.
*Subject to annual review and credit qualification. Must meet school’s Satisfactory Academic Progress (SAP) requirements.
About Student Choice
Student Choice matches students and families with the best fitting credit union in order to get the funds they need to finance college. With just a few questions, Student Choice will offer you various options for credit unions, allowing you to choose the one that best meets your needs. With nearly 20 years of experience, Student Choice offers another way for students to finance their college educations: by matching them with a credit union that offers competitive student loan rates.
This article contains Ad Content by StudentChoice.
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